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    <lastmod>2022-03-14</lastmod>
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    <lastmod>2020-11-18</lastmod>
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    <lastmod>2025-03-19</lastmod>
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    <lastmod>2026-10-02</lastmod>
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  <url>
    <loc>https://www.swish.nu/faq/private/do-i-get-a-receipt-when-i-make-a-swish-payment</loc>
    <lastmod>2020-03-25</lastmod>
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  <url>
    <loc>https://www.swish.nu/faq/private/do-i-get-a-receipt-when-i-pay-to-a-company-an-association-or-an-organization</loc>
    <lastmod>2020-03-25</lastmod>
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  <url>
    <loc>https://www.swish.nu/faq/private/do-i-have-to-pay-a-request</loc>
    <lastmod>2021-10-28</lastmod>
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  <url>
    <loc>https://www.swish.nu/faq/private/do-i-need-a-smartphone-or-a-tablet-to-get-swish</loc>
    <lastmod>2020-02-11</lastmod>
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    <loc>https://www.swish.nu/faq/private/do-i-pay-any-fees-when-paying-to-a-company-an-association-or-an-organization</loc>
    <lastmod>2020-02-11</lastmod>
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    <loc>https://www.swish.nu/faq/private/does-it-cost-to-pay-or-get-paid-with-qr-code</loc>
    <lastmod>2020-02-11</lastmod>
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  <url>
    <loc>https://www.swish.nu/faq/private/does-swish-cost-anything</loc>
    <lastmod>2020-02-11</lastmod>
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  <url>
    <loc>https://www.swish.nu/faq/private/does-the-person-get-notified-when-i-ve-blocked-them</loc>
    <lastmod>2020-02-11</lastmod>
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  <url>
    <loc>https://www.swish.nu/faq/private/does-the-swish-app-work-without-internet-access</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/does-the-transaction-limit-for-my-swish-payments-also-apply-to-payments-made-with-a-debit-card-in-the-swish-app</loc>
    <lastmod>2025-03-19</lastmod>
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  <url>
    <loc>https://www.swish.nu/faq/private/en-framling-har-swishat-mig-av-misstag</loc>
    <lastmod>2025-11-13</lastmod>
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    <loc>https://www.swish.nu/faq/private/far-jag-ett-kvitto-nar-jag-betalar-till-ett-foretag-en-forening-eller-en-organisation</loc>
    <lastmod>2020-03-25</lastmod>
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    <loc>https://www.swish.nu/faq/private/far-jag-ett-kvitto-nar-jag-gor-en-swish-betalning</loc>
    <lastmod>2020-03-25</lastmod>
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  <url>
    <loc>https://www.swish.nu/faq/private/far-jag-paminnelser-om-obetalda-fakturor</loc>
    <lastmod>2026-10-02</lastmod>
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    <loc>https://www.swish.nu/faq/private/finns-det-n%C3%A5gon-aldersgrans-for-att-dela-en-kostnad</loc>
    <lastmod>2026-05-03</lastmod>
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    <loc>https://www.swish.nu/faq/private/for-how-long-are-my-received-and-sent-payments-saved</loc>
    <lastmod>2024-01-22</lastmod>
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  <url>
    <loc>https://www.swish.nu/faq/private/for-how-long-will-i-see-declined-requests-in-the-app</loc>
    <lastmod>2026-01-14</lastmod>
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    <loc>https://www.swish.nu/faq/private/fungerar-swish-appen-aven-om-jag-inte-har-natverksuppkoppling</loc>
    <lastmod>2020-02-11</lastmod>
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  <url>
    <loc>https://www.swish.nu/faq/private/galler-beloppsgransen-jag-har-for-mina-swish-betalningar-aven-betalkort-i-swish-appen</loc>
    <lastmod>2025-03-19</lastmod>
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    <loc>https://www.swish.nu/faq/private/how-are-the-notifications-displayed-in-a-locked-screen</loc>
    <lastmod>2021-10-28</lastmod>
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    <loc>https://www.swish.nu/faq/private/how-can-i-be-sure-the-payment-is-sent-to-the-right-payee</loc>
    <lastmod>2020-02-11</lastmod>
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    <loc>https://www.swish.nu/faq/private/how-can-i-scan-a-qr-code-that-i-see-on-my-phone</loc>
    <lastmod>2025-03-19</lastmod>
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    <loc>https://www.swish.nu/faq/private/how-can-i-see-who-has-paid-and-who-hasn-t</loc>
    <lastmod>2026-05-03</lastmod>
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    <loc>https://www.swish.nu/faq/private/how-do-i-add-a-favorite</loc>
    <lastmod>2025-05-06</lastmod>
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    <loc>https://www.swish.nu/faq/private/how-do-i-block-someone</loc>
    <lastmod>2020-02-11</lastmod>
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    <loc>https://www.swish.nu/faq/private/how-do-i-change-a-qr-code</loc>
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    <loc>https://www.swish.nu/faq/private/how-do-i-choose-a-payee-for-my-payment</loc>
    <lastmod>2025-05-06</lastmod>
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    <loc>https://www.swish.nu/faq/private/how-do-i-enable-detailed-notifications</loc>
    <lastmod>2023-12-11</lastmod>
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    <loc>https://www.swish.nu/faq/private/how-do-i-get-a-qr-code</loc>
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    <loc>https://www.swish.nu/faq/private/how-do-i-get-swish</loc>
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    <loc>https://www.swish.nu/faq/private/how-do-i-include-a-card-in-a-payment</loc>
    <lastmod>2020-02-11</lastmod>
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    <loc>https://www.swish.nu/faq/private/how-do-i-know-if-my-request-has-been-paid</loc>
    <lastmod>2025-05-06</lastmod>
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    <loc>https://www.swish.nu/faq/private/how-do-i-know-that-the-money-i-ve-swished-has-reached-the-payee</loc>
    <lastmod>2020-02-11</lastmod>
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    <loc>https://www.swish.nu/faq/private/how-do-i-make-a-payment-with-swish</loc>
    <lastmod>2025-05-06</lastmod>
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    <loc>https://www.swish.nu/faq/private/how-do-i-pay-a-request</loc>
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    <loc>https://www.swish.nu/faq/private/how-do-i-pay-an-invoice-in-swish</loc>
    <lastmod>2026-10-02</lastmod>
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    <loc>https://www.swish.nu/faq/private/how-do-i-pay-by-scanning-qr-code</loc>
    <lastmod>2022-09-06</lastmod>
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    <loc>https://www.swish.nu/faq/private/how-do-i-pay-by-showing-my-qr-code</loc>
    <lastmod>2025-01-16</lastmod>
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    <loc>https://www.swish.nu/faq/private/how-do-i-pay-by-tapping-the-phone</loc>
    <lastmod>2024-12-10</lastmod>
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    <loc>https://www.swish.nu/faq/private/how-do-i-pay-to-companies-associations-and-organizations</loc>
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    <loc>https://www.swish.nu/faq/private/how-do-i-receive-invoices-in-swish-and-does-it-cost-anything</loc>
    <lastmod>2026-10-02</lastmod>
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    <loc>https://www.swish.nu/faq/private/how-do-i-remove-a-consent</loc>
    <lastmod>2025-03-19</lastmod>
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    <loc>https://www.swish.nu/faq/private/how-do-i-sign-out-from-the-swish-app</loc>
    <lastmod>2020-02-11</lastmod>
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    <loc>https://www.swish.nu/faq/private/how-do-i-split-a-cost-with-multiple-people</loc>
    <lastmod>2026-05-03</lastmod>
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    <loc>https://www.swish.nu/faq/private/how-do-i-stop-receiving-invoices-or-start-receiving-them-again</loc>
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    <lastmod>2025-05-06</lastmod>
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    <loc>https://www.swish.nu/faq/private/how-do-i-swish-by-filling-in-payment-information-myself</loc>
    <lastmod>2020-02-11</lastmod>
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    <loc>https://www.swish.nu/faq/private/how-do-i-turn-off-sound-effects-in-the-app</loc>
    <lastmod>2020-02-11</lastmod>
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    <loc>https://www.swish.nu/faq/private/how-do-i-turn-off-swish-requests</loc>
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    <lastmod>2021-10-28</lastmod>
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    <loc>https://www.swish.nu/faq/private/how-do-i-unblock-someone</loc>
    <lastmod>2023-12-11</lastmod>
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    <loc>https://www.swish.nu/faq/private/how-does-cards-in-the-app-work</loc>
    <lastmod>2025-03-19</lastmod>
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    <loc>https://www.swish.nu/faq/private/how-does-recurring-payments-work</loc>
    <lastmod>2025-10-08</lastmod>
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    <loc>https://www.swish.nu/faq/private/how-fast-does-a-swish-payment-reach-the-payee-s-account</loc>
    <lastmod>2020-02-11</lastmod>
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    <lastmod>2020-02-11</lastmod>
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    <loc>https://www.swish.nu/faq/private/how-long-can-the-recipient-see-the-card</loc>
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    <loc>https://www.swish.nu/faq/private/how-long-is-a-request-valid</loc>
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    <lastmod>2026-10-02</lastmod>
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    <loc>https://www.swish.nu/faq/private/how-many-favorites-can-i-have</loc>
    <lastmod>2020-02-11</lastmod>
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    <lastmod>2026-05-03</lastmod>
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    <lastmod>2020-02-11</lastmod>
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    <loc>https://www.swish.nu/faq/private/how-many-requests-can-i-send</loc>
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    <loc>https://www.swish.nu/faq/private/how-much-time-do-i-have-to-pay-a-request</loc>
    <lastmod>2026-01-14</lastmod>
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    <lastmod>2020-02-11</lastmod>
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    <loc>https://www.swish.nu/faq/private/how-secure-is-swish</loc>
    <lastmod>2020-02-11</lastmod>
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    <loc>https://www.swish.nu/faq/private/how-will-it-work-abroad</loc>
    <lastmod>2026-06-09</lastmod>
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    <loc>https://www.swish.nu/faq/private/hur-aktiverar-jag-detaljerade-notiser</loc>
    <lastmod>2023-12-11</lastmod>
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    <loc>https://www.swish.nu/faq/private/hur-andrar-jag-en-qr-kod</loc>
    <lastmod>2020-09-02</lastmod>
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    <loc>https://www.swish.nu/faq/private/hur-betalar-jag-genom-att-blippa-telefonen</loc>
    <lastmod>2024-12-10</lastmod>
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    <lastmod>2025-05-06</lastmod>
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  <url>
    <loc>https://www.swish.nu/faq/private/hur-betalar-jag-till-foretag-foreningar-och-organisationer</loc>
    <lastmod>2020-02-11</lastmod>
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  <url>
    <loc>https://www.swish.nu/faq/private/hur-blockerar-jag-nagon-fran-att-swisha-mig</loc>
    <lastmod>2020-02-11</lastmod>
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  <url>
    <loc>https://www.swish.nu/faq/private/hur-delar-jag-en-kostnad-med-flera-personer</loc>
    <lastmod>2026-05-03</lastmod>
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    <loc>https://www.swish.nu/faq/private/hur-far-jag-fakturor-i-swish-och-kostar-det-nagot</loc>
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  <url>
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  <url>
    <loc>https://www.swish.nu/faq/private/hur-fungerar-det-rent-praktiskt</loc>
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    <loc>https://www.swish.nu/faq/private/hur-funkar-kort-i-appen</loc>
    <lastmod>2025-03-19</lastmod>
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    <loc>https://www.swish.nu/faq/private/hur-hanteras-min-personliga-information</loc>
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    <loc>https://www.swish.nu/faq/private/hur-lange-kan-jag-se-nekade-forfragningar-i-appen</loc>
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    <lastmod>2025-09-30</lastmod>
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  <url>
    <loc>https://www.swish.nu/faq/private/hur-slar-jag-av-funktionen-swish-forfragningar</loc>
    <lastmod>2023-12-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/hur-slar-jag-pa-funktionen-swish-forfragningar</loc>
    <lastmod>2021-10-28</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/hur-snabbt-kommer-swish-betalningen-in-pa-mottagarens-konto</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/hur-staenger-jag-av-eller-boerjar-ta-emot-fakturor-igen</loc>
    <lastmod>2026-10-02</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/hur-stanger-jag-av-ljudet-i-appen</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/hur-stora-belopp-kan-jag-dela</loc>
    <lastmod>2026-05-03</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/hur-swishar-jag-genom-att-sjalv-fylla-i-betalinformationen</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/hur-swishar-jag-till-en-favorit</loc>
    <lastmod>2025-05-06</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/hur-syns-notiserna-om-jag-har-last-skarm</loc>
    <lastmod>2021-10-28</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/hur-tar-jag-betalt-med-min-qr-kod</loc>
    <lastmod>2025-01-16</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/hur-tar-jag-bort-en-favorit</loc>
    <lastmod>2025-05-06</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/hur-tar-jag-bort-ett-medgivande-jag-tidigare-gett</loc>
    <lastmod>2025-03-19</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/hur-valjer-jag-mottagare-for-min-betalning</loc>
    <lastmod>2025-05-06</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/hur-vet-jag-att-pengarna-jag-swishat-har-kommit-fram</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/hur-vet-jag-nar-min-forfragan-ar-betald</loc>
    <lastmod>2025-05-06</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/hur-visas-kortet-hos-mottagaren</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/i-accidentally-swished-the-wrong-number-how-do-i-get-my-money-back</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/i-activated-detailed-notifications-but-now-they-are-displayed-without-details-why</loc>
    <lastmod>2024-08-28</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/i-can-t-find-the-answer-to-my-question-what-should-i-do</loc>
    <lastmod>2023-10-03</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/i-can-t-use-swish-so-i-can-t-give-consent-for-my-child-who-is-under-13-what-should-i-do</loc>
    <lastmod>2026-10-02</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/i-don-t-recognise-the-invoice-or-want-to-dispute-it-what-should-i-do</loc>
    <lastmod>2026-10-02</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/i-have-a-foreign-mobile-number-can-i-register-for-swish</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/i-have-a-new-phone-how-do-i-continue-swishing</loc>
    <lastmod>2020-02-17</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/i-have-an-iphone-work-phone-why-can-t-i-access-my-contacts-in-swish</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/i-have-changed-my-connected-phone-number-three-times-in-12-months</loc>
    <lastmod>2021-04-07</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/i-have-paid-but-the-invoice-is-still-displayed-what-should-i-do</loc>
    <lastmod>2026-10-02</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/i-have-received-a-notification-of-a-payment-of-sek-350-from-a-jane-doe</loc>
    <lastmod>2021-11-04</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/i-have-requested-a-payment-from-a-company-but-still-have-not-received-the-money</loc>
    <lastmod>2020-04-09</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/i-m-not-getting-any-notifications-on-my-mobile-what-s-wrong</loc>
    <lastmod>2021-10-28</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/i-made-a-swish-payment-but-i-can-t-see-the-payment-in-my-history-in-the-app-what-should-i-do</loc>
    <lastmod>2021-02-02</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/i-paid-the-invoice-by-mistake-what-should-i-do</loc>
    <lastmod>2026-10-02</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/i-scanned-my-child-s-qr-code-but-got-interrupted-before-i-could-give-consent-what-should-i-do-now</loc>
    <lastmod>2026-10-02</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/i-ve-changed-bank-what-happens-with-swish</loc>
    <lastmod>2025-10-14</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/i-ve-changed-my-name-and-want-this-to-be-updated-how-do-i-do-this</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/i-ve-forgotten-my-code-to-mobile-bankid-how-do-i-get-a-new-one</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/i-ve-made-a-swish-payment-but-the-recipient-hasn-t-received-it-what-should-i-do</loc>
    <lastmod>2020-03-25</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/i-want-to-close-my-swish-account-how-do-i-do-that</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/i-want-to-connect-swish-to-my-new-phone-number</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/if-i-have-several-bank-accounts-can-i-swish-between-my-own-accounts</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/if-i-want-to-link-a-mobile-number-that-for-example-my-parents-or-my-employer-owns-would-that-work</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/is-it-true-that-you-must-be-18-to-be-able-to-activate-requests</loc>
    <lastmod>2021-10-28</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/is-there-an-age-limit-for-splitting-a-cost</loc>
    <lastmod>2026-05-03</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/jag-aktiverade-detaljerade-notiser-men-nu-visas-de-utan-detaljer-varfor</loc>
    <lastmod>2024-08-28</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/jag-betalade-fakturan-av-misstag-vad-goer-jag</loc>
    <lastmod>2026-10-02</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/jag-far-inte-notiser-i-mobilen-vad-ar-det-for-fel</loc>
    <lastmod>2021-10-28</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/jag-har-beg%C3%A4rt-utbetalning-fran-foretag-men-ej-f%C3%A5tt-pengarna</loc>
    <lastmod>2020-04-09</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/jag-har-betalat-men-fakturan-visas-fortfarande-vad-goer-jag</loc>
    <lastmod>2026-10-02</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/jag-har-blivit-utsatt-foer-bedraegeri-vad-ska-jag-goera</loc>
    <lastmod>2020-08-18</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/jag-har-bytt-bank-vad-hander-med-swish</loc>
    <lastmod>2025-10-14</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/jag-har-bytt-namn-och-vill-att-detta-ska-uppdateras-hur-gor-jag</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/jag-har-bytt-nummer-tre-ganger-pa-12-manader</loc>
    <lastmod>2021-04-07</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/jag-har-en-iphone-foretagstelefon-varfor-kan-jag-inte-komma-at-kontaktlistan-i-swish</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/jag-har-en-ny-telefon-vad-ska-jag-gora-for-att-kunna-fortsatta-swisha</loc>
    <lastmod>2020-02-17</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/jag-har-ett-utlandskt-mobilnummer-kan-jag-ansluta-mig-till-swish-med-det</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/jag-har-fatt-en-notis-om-en-inbetalning-pa-350-kr-fran-en-eva-exempelsson</loc>
    <lastmod>2021-11-04</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/jag-har-genomfort-en-swish-betalning-men-den-syns-inte-i-historiken-i-appen-vad-gor-jag</loc>
    <lastmod>2021-02-02</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/jag-har-gjort-en-swish-betalning-men-mottagaren-har-inte-fatt-den-vad-ska-jag-gora</loc>
    <lastmod>2020-03-25</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/jag-har-glomt-min-kod-till-mobilt-bankid-hur-gor-jag-for-att-fa-en-ny</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/jag-har-rakat-swisha-till-fel-mobilnummer-hur-far-jag-pengarna-tillbaka</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/jag-hittar-inte-svar-pa-min-fraga-vad-ska-jag-gora</loc>
    <lastmod>2023-10-03</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/jag-kaenner-inte-igen-eller-vill-bestrida-fakturan-vad-goer-jag</loc>
    <lastmod>2026-10-02</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/jag-kan-inte-ha-swish-och-kan-da-inte-heller-ge-samtycke-till-mitt-barn-som-aer-under-13-ar-hur-gar-jag-tillvaega</loc>
    <lastmod>2026-10-02</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/jag-ser-att-den-tidigare-agaren-av-mitt-nummer-fortfarande-har-kvar-sin-anslutning-till-swish</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/jag-skannade-mitt-barns-qr-kod-men-hann-inte-ge-mitt-samtycke-foer-annat-kom-i-vaegen-hur-goer-jag-nu</loc>
    <lastmod>2026-10-02</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/jag-vill-avsluta-mitt-swish-konto-hur-gor-jag-det</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/kan-jag-andra-beloppet-eller-deltagare-efter-att-jag-har-skickat</loc>
    <lastmod>2026-05-03</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/kan-jag-andra-beloppet-pa-en-mottagen-forfragan</loc>
    <lastmod>2021-10-28</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/kan-jag-andra-ordningen-pa-mina-favoriter</loc>
    <lastmod>2025-05-06</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/kan-jag-anvanda-samma-swish-fran-flera-enheter</loc>
    <lastmod>2020-11-26</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/kan-jag-avbryta-enskilda-forfragningar-i-en-grupp</loc>
    <lastmod>2026-05-03</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/kan-jag-avsluta-en-grupp-aven-om-alla-inte-har-betalat</loc>
    <lastmod>2026-05-03</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/kan-jag-bestalla-swish-material-for-privata-telefonnummer</loc>
    <lastmod>2022-08-26</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/kan-jag-betala-efter-foerfallodatum</loc>
    <lastmod>2026-10-02</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/kan-jag-betala-med-kort-i-swish-appen-pa-natet-eller-vid-betalningar-till-en-annan-person-p2p</loc>
    <lastmod>2025-03-19</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/kan-jag-betala-med-swish-i-en-fysisk-butik</loc>
    <lastmod>2025-03-25</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/kan-jag-betala-pa-nagot-annat-saett-eller-delbetala</loc>
    <lastmod>2026-10-02</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/kan-jag-blockera-vem-som-helst</loc>
    <lastmod>2020-05-13</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/kan-jag-lagga-till-ett-foretag-en-forening-eller-en-organisation-som-en-favorit</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/kan-jag-radera-historik-i-appen</loc>
    <lastmod>2021-02-15</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/kan-jag-se-mina-swish-betalningar-nagon-annanstans-an-i-appen</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/kan-jag-signera-en-betalning-med-touch-id-och-face-id</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/kan-jag-skicka-en-paminnelse-om-en-forfragan</loc>
    <lastmod>2026-04-26</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/kan-jag-spara-min-qr-kod-nagon-annanstans-an-i-appen</loc>
    <lastmod>2025-01-16</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/kan-jag-swisha-nar-jag-ar-utomlands</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/kan-jag-ta-bort-en-faktura-och-aterstaella-den-senare</loc>
    <lastmod>2026-10-02</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/kan-mitt-barn-fortfarande-ta-emot-pengar-om-samtycke-saknas</loc>
    <lastmod>2026-10-02</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/kan-vardnadshavaren-aterkalla-sitt-samtycke</loc>
    <lastmod>2026-10-02</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/kommer-dragningar-raknas-mot-min-swishgrans</loc>
    <lastmod>2025-03-19</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/kommer-min-blockering-av-en-person-att-synas</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/kostar-det-att-betala-till-foretag-foreningar-och-organisationer</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/kostar-det-att-ha-swish</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/kostar-det-nagot-att-betala-eller-ta-betalt-med-qr-kod</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/maste-jag-betala-en-forfragan</loc>
    <lastmod>2021-10-28</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/mobile-bankid-isn-t-working-what-should-i-do</loc>
    <lastmod>2021-01-21</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/mobilt-bankid-fungerar-inte-vad-ska-jag-gora</loc>
    <lastmod>2021-01-21</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/nagon-annan-aen-jag-har-godkaent-mitt-barn-vad-goer-jag-nu</loc>
    <lastmod>2026-10-02</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/nagon-har-kontaktat-mig-och-uppger-att-de-kommer-fran-swish-vad-ska-jag-gora</loc>
    <lastmod>2022-11-07</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/nar-genomfors-dragningarna-och-hur-mycket-kommer-dras</loc>
    <lastmod>2025-03-19</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/nar-kommer-en-apple-anvandare-kunna-anvanda-tjansten</loc>
    <lastmod>2025-03-19</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/nar-kommer-man-som-anvandare-kunna-borja-anvanda-tjansten-och-vilka-banker-kommer-vara-forst-ut</loc>
    <lastmod>2025-03-19</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/om-jag-har-bankkonton-hos-flera-banker-kan-jag-da-swisha-mellan-mina-egna-konton</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/om-jag-vill-ansluta-ett-mobilnummer-som-exempelvis-mina-foraldrar-eller-min-arbetsgivare-ager-fungerar-det</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/someone-else-has-given-consent-for-my-child-what-should-i-do</loc>
    <lastmod>2026-10-02</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/someone-has-contacted-me-and-says-that-they-re-from-swish-what-should-i-do</loc>
    <lastmod>2022-11-07</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/stammer-det-att-man-maste-vara-18-for-att-kunna-aktivera-forfragningar</loc>
    <lastmod>2021-10-28</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/swish-appen-fungerar-inte-vad-ska-jag-gora</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/the-swish-app-isn-t-working-what-should-i-do</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/the-swish-limit-is-set-by-your-bank-contact-your-bank-if-you-want-to-know-what-your-swish-limit-for-recurring-payments-is-and-if-it-is-separate-from-your-regular-swish-limit</loc>
    <lastmod>2025-03-19</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/vad-aer-skillnaden-mellan-betald-och-hanterad</loc>
    <lastmod>2026-10-02</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/vad-ar-det-hogsta-beloppet-jag-kan-be-om-i-en-forfragan</loc>
    <lastmod>2021-10-28</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/vad-ar-en-del-utan-mottagare</loc>
    <lastmod>2026-05-03</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/vad-ar-en-detaljerad-notis</loc>
    <lastmod>2021-10-28</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/vad-ar-en-favorit-i-swish-appen</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/vad-ar-en-swish-qr-kod</loc>
    <lastmod>2024-12-10</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/vad-ar-swish-forfragningar</loc>
    <lastmod>2023-07-12</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/vad-gor-jag-om-det-inte-gar-att-skanna-en-qr-kod</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/vad-gor-jag-om-nagon-dragit-for-mycket-eller-genomfort-en-felaktig-dragning</loc>
    <lastmod>2025-03-19</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/vad-haender-naer-man-byter-bank</loc>
    <lastmod>2026-10-02</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/vad-haender-om-nagon-inte-betalar</loc>
    <lastmod>2026-05-03</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/vad-hander-om-jag-byter-mobilnummer</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/vad-hander-om-jag-far-en-forfragan-men-inte-har-uppdaterat-appen-eller-slagit-pa-swish-forfragningar</loc>
    <lastmod>2021-10-28</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/vad-hander-om-jag-forsoker-skicka-en-forfragan-till-en-person-som-slagit-av-funktionen-swish-forfragningar</loc>
    <lastmod>2025-03-19</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/vad-hander-om-jag-forsoker-swisha-mer-pengar-an-vad-jag-har-pa-kontot</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/vad-hander-om-jag-inte-har-pengar-pa-kontot-nar-pengar-ska-dras</loc>
    <lastmod>2025-03-19</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/vad-hander-om-jag-skickar-pengar-till-nagon-som-inte-har-swish</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/vad-hander-om-jag-skickat-en-forfragan-till-nagon-som-inte-har-swish</loc>
    <lastmod>2022-11-23</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/vad-hander-om-mitt-natverk-bryts-medan-jag-swishar</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/vad-hander-om-nagon-avbojer-forfragan</loc>
    <lastmod>2026-05-03</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/vad-innebaer-aldersverifiering-och-vardnadshavarsamtycke</loc>
    <lastmod>2026-10-02</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/vad-innebaer-det-att-fa-fakturor-i-swish</loc>
    <lastmod>2026-10-04</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/vad-innebar-forandringen</loc>
    <lastmod>2025-03-19</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/vad-kostar-det-att-dela-en-kostnad</loc>
    <lastmod>2026-05-03</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/vad-kravs-for-att-jag-ska-kunna-lata-foretag-ta-betalt-automatiskt-via-swish</loc>
    <lastmod>2025-03-19</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/vad-ser-de-som-ar-med-i-gruppen</loc>
    <lastmod>2026-05-03</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/vad-ska-jag-gora-om-jag-blivit-av-med-min-telefon</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/vad-ska-jag-gora-om-jag-nekat-en-forfragan-av-misstag</loc>
    <lastmod>2021-10-28</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/vad-ska-jag-gora-om-jag-utsatts-for-swish-stalkning</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/vad-ska-jag-gora-om-jag-vill-reklamera-nagot-jag-har-kopt-med-swish</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/vad-ska-jag-tanka-pa-nar-jag-betalar-med-swish-pa-exempelvis-blocket-eller-tradera</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/vad-tillater-jag-ett-foretag-att-gora-med-ett-medgivande</loc>
    <lastmod>2025-03-19</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/var-andrar-jag-sprak-i-appen</loc>
    <lastmod>2020-09-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/var-hittar-jag-detaljerad-information-om-en-betalning</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/var-hittar-jag-mina-blockerade-avsandare-i-appen</loc>
    <lastmod>2023-12-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/var-hittar-jag-mina-fakturor-och-hur-laenge-sparas-de</loc>
    <lastmod>2026-10-02</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/var-hittar-jag-swish-appen-i-app-store-och-google-play</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/varfoer-gick-betalningen-inte-igenom</loc>
    <lastmod>2026-10-02</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/varfoer-har-jag-fatt-fakturan-och-vad-goer-jag-om-nagot-aer-fel</loc>
    <lastmod>2026-10-02</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/varfoer-har-swish-och-fakturautstaellaren-mina-personuppgifter</loc>
    <lastmod>2026-10-02</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/varfoer-visas-inte-min-faktura-i-swish</loc>
    <lastmod>2026-10-02</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/varfor-begar-swish-appen-atkomst-till-min-kamera</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/varfor-behover-jag-ha-appen-for-bankid-installerad-pa-samma-enhet-som-swish</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/varfor-far-jag-inte-upp-betalningsinformationen-i-swish-appen-nar-jag-forsoker-betala-i-webbutik-app</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/varfor-har-ett-medgivande-plotsligt-forsvunnit</loc>
    <lastmod>2025-03-19</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/varfor-hittar-jag-inte-funktionen</loc>
    <lastmod>2026-05-03</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/varfor-kan-jag-inte-aktivera-detaljerade-notiser</loc>
    <lastmod>2022-05-09</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/varfor-maste-jag-fornya-godkannandet-av-detaljerade-notiser-var-90-e-dag</loc>
    <lastmod>2024-08-28</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/varfor-maste-jag-signera-aktiveringen-av-detaljerade-notiser-med-mobilt-bankid</loc>
    <lastmod>2021-10-28</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/varfor-ser-delade-kostnader-ut-som-en-vanlig-forfragan-for-mig</loc>
    <lastmod>2026-05-03</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/varfor-star-det-att-jag-maste-aktivera-swish</loc>
    <lastmod>2022-11-28</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/vem-ska-jag-kontakta-om-jag-behoever-hjaelp</loc>
    <lastmod>2026-10-02</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/vilka-ar-kriterierna-for-att-kunna-godkanna-en-anvandare-under-13-ar</loc>
    <lastmod>2026-10-02</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/vilka-kort-kan-anvandaren-la-gga-till-och-kan-de-lagga-till-fler-an-ett-kort</loc>
    <lastmod>2026-06-09</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/vilka-operativsystem-stodjer-swish</loc>
    <lastmod>2026-05-04</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/vilket-ar-det-hogsta-beloppet-som-gar-att-swisha</loc>
    <lastmod>2024-11-07</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/what-amounts-can-i-split</loc>
    <lastmod>2026-05-03</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/what-are-companies-allowed-to-do-with-my-permission</loc>
    <lastmod>2025-03-19</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/what-are-the-requirements-for-giving-consent-for-a-user-under-13</loc>
    <lastmod>2026-10-02</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/what-can-participants-in-the-group-see</loc>
    <lastmod>2026-05-03</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/what-do-age-verification-and-parental-consent-mean</loc>
    <lastmod>2026-10-02</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/what-do-i-do-if-i-decline-a-request-by-mistake</loc>
    <lastmod>2021-10-28</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/what-does-it-cost-to-split-a-payment</loc>
    <lastmod>2026-05-03</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/what-does-it-mean-to-receive-invoices-in-swish</loc>
    <lastmod>2026-10-04</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/what-does-this-change-entail</loc>
    <lastmod>2025-03-19</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/what-happens-if-i-change-banks</loc>
    <lastmod>2026-10-02</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/what-happens-if-i-change-mobile-number</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/what-happens-if-i-lose-my-internet-connection-while-swishing</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/what-happens-if-i-send-money-to-someone-who-doesn-t-have-swish</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/what-happens-if-i-try-to-swish-more-money-that-i-have-in-my-account</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/what-happens-if-someone-declines-the-request</loc>
    <lastmod>2026-05-03</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/what-happens-if-someone-doesn-t-pay</loc>
    <lastmod>2026-05-03</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/what-if-i-can-t-scan-a-qr-code</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/what-if-my-account-has-insufficient-funds-at-charge-time</loc>
    <lastmod>2025-03-19</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/what-is-a-detailed-notification</loc>
    <lastmod>2021-10-28</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/what-is-a-favorite</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/what-is-a-share-without-recipient</loc>
    <lastmod>2026-05-03</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/what-is-a-swish-qr-code</loc>
    <lastmod>2024-12-10</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/what-is-required-for-me-to-be-able-to-pay-recurring-and-automatic-payments-with-swish</loc>
    <lastmod>2025-03-19</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/what-is-swish-requests</loc>
    <lastmod>2023-07-12</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/what-is-the-biggest-amount-i-can-ask-for-in-a-request</loc>
    <lastmod>2021-10-28</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/what-is-the-difference-between-paid-and-handled</loc>
    <lastmod>2026-10-02</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/what-is-the-duration-of-a-consent</loc>
    <lastmod>2025-03-19</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/what-is-the-maximum-amount-i-can-swish</loc>
    <lastmod>2024-11-07</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/what-should-a-customer-do-if-they-already-use-another-digital-wallet-on-their-phone</loc>
    <lastmod>2025-03-19</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/what-should-i-do-if-i-m-exposed-to-swish-stalking</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/what-should-i-do-if-i-m-overcharged-or-wrongly-charged</loc>
    <lastmod>2025-03-19</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/what-should-i-do-if-i-ve-lost-my-phone</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/what-should-i-do-if-i-want-to-cancel-an-order-i-ve-paid-with-swish</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/what-should-i-keep-in-mind-when-paying-with-swish-on-e-g-blocket-or-tradera</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/what-types-of-cards-can-users-add-and-can-they-add-more-than-one-card</loc>
    <lastmod>2026-06-09</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/what-will-happen-if-i-get-a-request-but-haven-t-updated-swish-or-have-swish-requests-turned-off</loc>
    <lastmod>2021-10-28</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/what-will-happen-if-i-try-to-send-a-request-to-someone-who-doesn-t-have-swish</loc>
    <lastmod>2022-11-23</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/what-will-happen-if-i-try-to-send-a-request-to-someone-who-has-swish-requests-turned-off</loc>
    <lastmod>2025-03-19</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/when-will-apple-users-be-able-to-access-this-service</loc>
    <lastmod>2025-03-19</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/when-will-the-next-charge-occur-and-for-how-much</loc>
    <lastmod>2025-03-19</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/when-will-users-be-able-to-start-using-this-service-and-which-banks-will-be-the-first-to-offer-it</loc>
    <lastmod>2025-03-19</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/where-can-i-change-the-apps-language</loc>
    <lastmod>2020-09-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/where-can-i-find-details-about-a-payment</loc>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/where-can-i-find-my-blocked-senders-in-the-app</loc>
    <lastmod>2023-12-11</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/faq/private/where-can-i-find-my-invoices-and-how-long-are-they-stored</loc>
    <lastmod>2026-10-02</lastmod>
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    <lastmod>2023-08-30</lastmod>
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    <lastmod>2023-08-30</lastmod>
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    <loc>https://www.swish.nu/newsroom/news/swish-perceived-as-most-sustainable-brand-for-the-fourth-year-in-a-row</loc>
    <lastmod>2023-08-30</lastmod>
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    <loc>https://www.swish.nu/newsroom/news/tap-and-go-with-swish</loc>
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    <lastmod>2023-08-30</lastmod>
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  <url>
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    <lastmod>2023-12-29</lastmod>
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    <lastmod>2024-12-11</lastmod>
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    <lastmod>2023-08-30</lastmod>
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  <url>
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  <url>
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    <lastmod>2023-12-14</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/use-case/online-in-store</loc>
    <lastmod>2021-12-20</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/use-case/payouts</loc>
    <lastmod>2025-11-26</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/use-case/recurring-payments</loc>
    <lastmod>2026-04-17</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/use-case/self-scanning-with-swish</loc>
    <lastmod>2025-05-30</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/use-case/self-service</loc>
    <lastmod>2023-12-14</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/use-case/swish-number</loc>
    <lastmod>2022-07-15</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/use-case/without-cash-register</loc>
    <lastmod>2022-05-05</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/vaelkommen-som-aterfoersaeljare</loc>
    <lastmod>2025-12-17</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/valgorenhetslista</loc>
    <lastmod>2024-12-27</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/valkommen-som-aterforsaljare</loc>
    <lastmod>2025-12-17</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/vill-du-bli-partner</loc>
    <lastmod>2021-12-07</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/want-to-become-a-partner</loc>
    <lastmod>2021-12-07</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/webbinarier</loc>
    <lastmod>2026-06-02</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/webbinarium-om-rapporten-personal-sokes</loc>
    <lastmod>2026-03-06</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/webinars</loc>
    <lastmod>2026-06-02</lastmod>
  </url>
  <url>
    <loc>https://www.swish.nu/what-the-customer-expects</loc>
    <lastmod>2023-05-05</lastmod>
  </url>
</urlset>
